Introduction
Welcome to AZ Loan! By accessing our website and using our loan services, you agree to be bound by these Terms and Conditions (“Terms”). Please read them carefully. If you do not agree with any part of these Terms, you must discontinue using our services.
Services
AZ Loan is a financial services provider specializing in hard money loans for real estate investors in Florida and Arizona. Our streamlined process helps investors secure financing efficiently for fix-and-flip projects, rental properties, and construction investments.
Use of Services
- Eligibility:
- You must be at least 18 years old to apply for a loan or use our services. By proceeding, you confirm that you meet this age requirement.
- Account Responsibility:
- If you create an account with AZ Loan, you are responsible for maintaining its confidentiality. You agree to accept responsibility for all activities that occur under your account.
- Accurate Information:
- You must provide accurate, complete, and up-to-date information when applying for a loan or using our services. Providing false or misleading information may result in the denial or termination of services.
- Compliance with Laws:
- You agree to use AZ Loan’s services in accordance with applicable laws and regulations, including real estate financing laws and lending guidelines.
Loan Terms & Conditions
By applying for a loan with AZ Loan, you acknowledge and agree to the following:
- Loan approvals are subject to creditworthiness, property value, and AZ Loan’s internal underwriting criteria.
- Interest rates, fees, and repayment terms vary based on loan type, risk assessment, and market conditions.
- Loans may require collateral, and failure to meet repayment terms may result in foreclosure or legal action.
- AZ Loan reserves the right to reject loan applications at its sole discretion.
Intellectual Property
All content, trademarks, logos, and materials on the AZ Loan website and digital platforms are the property of AZ Loan. You may not reproduce, modify, or distribute any content without prior written permission.
Payment and Refunds
- Fees:
- Loan-related fees, including origination fees, interest rates, and closing costs, will be disclosed upfront and are non-refundable.
- Refunds:
- Payments made toward loans cannot be refunded, except where explicitly stated by AZ Loan in writing.
Limitation of Liability
- No Warranty:
- AZ Loan provides services on an “as-is” and “as-available” basis, without any warranties of performance, accuracy, or reliability.
- Liability Limitations:
- AZ Loan is not liable for any losses, damages, or delays caused by unforeseen events, including market fluctuations, property devaluation, or regulatory changes.
- In no event shall AZ Loan’s total liability exceed the fees paid by you for the specific service rendered.
Indemnification
You agree to indemnify and hold AZ Loan, its affiliates, employees, and partners harmless from any claims, losses, or legal expenses arising from your breach of these Terms or misuse of our services.
Termination of Services
AZ Loan reserves the right to suspend or terminate your access to its services without notice if you violate these Terms or engage in activities deemed fraudulent, abusive, or unlawful.
Governing Law
These Terms shall be governed and interpreted in accordance with the laws of Florida and Arizona, without regard to conflict-of-law principles.
Dispute Resolution
- Any disputes arising from these Terms or AZ Loan services shall be resolved through binding arbitration, in accordance with the American Arbitration Association (AAA) rules.
- Arbitration shall take place in the state of Arizona or Florida, and the arbitrator’s decision shall be final and enforceable.
Changes to Terms
AZ Loan reserves the right to modify these Terms at any time. Updated Terms will be posted on our website, and continued use of our services constitutes acceptance of the revised Terms.
Contact Us
For any questions or concerns regarding these Terms, you can contact us at:
📍 AZ Loan
📞 Phone: 866-624-1818
🌐 Website: www.azloan.io
By using AZ Loan’s services, you acknowledge that you have read, understood, and agreed to these Terms and Conditions.
This version aligns with AZ Loan’s business model while maintaining legal clarity. Let me know if you need further refinements! 🚀